Comparison shopping to find the best deal is a good idea – saving yourself the hassle and letting us do it for you is an even better one.
I’m a true “do it yourself” type of person. I’ve owned three different airplanes and during each annual, I was removing seats & inspection panels, changing oil, and performing any other tasks that my IA would allow while he supervised. So, when I bought my first airplane, I assumed that I could save money if I did all the shopping on my aircraft insurance. I’ll be the first to admit, I was wrong!
Even though there are 12-15 insurance companies, only one is a direct writer, meaning that they are accessible to the public consumer. The other carriers can only be accessed through an aviation insurance broker or agency. Even if I could find contacts at the carriers, they are not legally allowed to talk directly to the consumer due to state insurance regulations. Now, of course the exception is during the claims process, but when it comes to quoting and securing coverage, using an aviation insurance brokerage opens options and possibilities.
AOPA has been called the “middle man” on many occasions, but without using a middle man, you will only have access to one carrier. As pilots, we know options are important when in the cockpit, so we follow the same mantra in the insurance market – we give you options. And by the way, there’s no markup when using AOPA, the price the carrier quotes us is the same price we pass on to our customers. Let us do the work for you, we will shop the market and present options that suit your specific needs.
Whether you own or rent, AOPA has the right insurance coverage to fit your budget and needs. AOPA Insurance Agency offers knowledgeable agents who can talk your language and understand your unique flying and insurance requirements. Visit www.aopainsurance.org for more information.