When you rent or borrow an aircraft you could be personally liable for tens of thousands of dollars in repair costs and legal defense fees should damage occur, because FBO policies rarely provide adequate coverage for pilots.
But a non-owner's policy with AOPA Insurance Services provides comprehensive coverage. Starting at just $81/year for liability coverage, you can get basic protection. For just $175/year, you can get comprehensive coverage that includes bodily injury to passengers, property damage as a result of an incident and claims for damage to a non-owned aircraft, and you can bind online or by phone in just minutes.
Why non-owned insurance is crucial
Protects you and your family
Covers you when the owner's primary policy does not
Provides liability coverage for bodily injury and property damage when you borrow or rent airplanes
Provides legal defense coverage
Renewal bonus for claim-free flying
We reward safe flyers. If you have no claims, you'll receive a 10% bonus when you renew your policy.